Recently, Texas legislated against waiving insurance deductibles. This new law does not only affect contractors that charge insurers for the full price of the project, despite not collecting a payment from a property owner. It may also implicate customers like you.
To avoid getting inadvertently involved in insurance fraud when tackling a new roofing construction or major repair project, you ought to protect yourself from contractor scams. Follow Carney Roofing Company’s pieces of advice below.
Get Written Estimates
Roofing estimates may come in different formats, but they should all be in black and white. Do not accept verbal promises. You need a written record of what was quoted to you, which you may use as proof for whatever purpose later on.
A proper estimate should spell out the project contractor’s responsibilities and contact information, the list of materials, the overall metal, TPO, PVC, or EPDM roofing cost (including labor and permit application), and the warranties. Documenting these bits of information matters to protect your rights if and when your roofer tries to go back on their word.
Seek Numerous Bids
Talking with as many roofers as you can may help you determine which estimates are legitimate and which ones are not. If you speak with enough reputable roofers, you will be able to see how much the industry thinks your project should actually cost.
Local contractors are less likely to commit fraud, for they have a reputation to protect. On the other hand, storm chasers are much more difficult to be held accountable for poor installation or dishonesty because it is hard to tell where they truly come from.
Agree Only to Partial Payment
Be it a single ply roof repair or a metal roof replacement, upfront full payment is never wise. You may be asked to put down some money to get the project started, but it is advisable to pay no more than $1,000 to reduce your exposure to financial risk.
Entrust your project only to trusted contractors like Carney Roofing Company. Our more than 50 years of presence in the business scenes in Tyler, TX, and other neighboring communities speaks for our unquestionable integrity and proficiency. Fill out this form or call us at (936) 569-8241 now to get your free estimate.